Here’s a hint for anyone wanting to break old habits and save money in the process. I did this in a time long ago and it worked a treat.
I opened a savings account that I named the Didn’t Account. I carried a notebook with me, and every time I didn’t do the things I was trying to stop doing, I noted the fact. At the end of each day, I transferred the money I saved by not doing those things into the Didn’t Account. Very effective at making me think carefully each time I was tempted and very rewarding to see how fast that saved money accumulated. It worked for me, so it may for you. #BadHabits #savings #money #health #finance #wealth
savings
Rachel Reeves is launching a consultation on ISAs (including changing cash ISAs' ceiling)... and it seems that while she is inviting views from the financial services sector, she has not announced any role of consumers and/or their representatives.
So, rather than ask what consumers want she seems to be instrumentailising their savings & asking how can they be best profited from bu others.
Its the wrong Q.; ask consumers what *they* want from ISAs first!
#savings #FinancialService
h/t FT
#DOGE Quietly Deletes the 5 Biggest #Spending Cuts It Celebrated Last Week - The cuts, highlighted on an earlier version of the “wall of receipts” posted by Elon Musk’s team, contained mistakes that vastly inflated the amount of money saved. https://www.nytimes.com/2025/02/25/upshot/doge-spending-cuts-changed.html #trump #cuts #lies #government #spending #savings #budget
Before the financial services sector try to dismember the cash ISA, perhaps they might first think about the £67bn in under-performing 'dog' funds; managed funds (taking big fat fees) but which have under-performed stock indexes in the last three years....
But of course in a sector patterned by big payments for under (no) performance, all they're interested is in getting rid of a competing product for savers so they can capture more fees!
Leave cash ISAs alone!
#investments #savings
h/t FT
If Rachel Reeves does cave into the growing pressure from financial services firms to scrap cash ISAs to 'encourage' more savers to invest in stocks & shares, ignore claims its to enable savers to get bigger returns or that its a part of a 'growth' strategy.
Its entirely about financial services firms wanting to have a larger group of people to charge for their (frankly) pretty inconsistent & over-priced services.
The bankers are not trying to help you... just themselves!
#savings
h/t FT
All the #Valentine’s Day #Deals are rolling today❣️ Fall in love with up to 50% off decor 😉 Including but not limited to table runners, lights, tabletop and more!!!
https://shopmy.us/collections/1139277
#DailyDeals #Savings #Discount #Amazon #AmazonFinds #ValentinesDay #ad #comissionesrned #Holidays #ValentineGift
#HolidayGiftGuide #GiftsForHer #GiftsForHim #GiftsForKids #GiftsForAll #HolidayDeals #AmazonAssociate #AmazonValentineFinds
#Savings #berniesanders #clock #time
The state of Vermont is confident Bernie will be sporting newsworthy mittens on Jan20, but early surveillance never hurts.
Switching to EVs and ditching gas could save Canadians more than $500 a month, report says
A family that ditches natural gas-burning appliances and gas-powered cars would save between $550 and $777 per month, a new report from Clean Energy Canada finds
#Canada has a significant shortage of #rental housing. Individual landlords often have little cashflow - but they have a chance for value gain. So, many middle class Canadians used to buy a rental #apartment as their #retirement #investment.
In this situation, it is absurd to increase #tax on #capital gains. It makes it even less attractive to build rental #housing, and it guts senior's retirement #savings.
And because governments are not constructing housing, the housing crisis will intensify
What retirement looks like under Trump.
#TrumpMustLose2024 #NoRepublicansEverAgain #Project2025 #KevinRoberts #HeritageFoundation #FuckFascists #VoteBlue #Retirement #Savings #Seniors
Edited 343d ago
Car-free month could save €35? I'm astonished the saving's so low https://www.euronews.com/green/2024/05/22/uk-drivers-could-save-over-150-and-win-prizes-for-giving-up-their-cars-next-month-heres-ho #CarFree #savings
Edited 1y ago
How much cryptocurrency do you own?
#Polls #CryptoCurrency #BlockChain #FinTech #Business #Finance #Poll #Money #Survey #Investment #Savings
Options: (choose one)
Edited 1y ago