Generally speaking when people don't buy a certain good or service we would say that the product is at fault.... however:
when UK saver refuse to invest in shares, it is not financial serves at fault but rather savers (who need to be 'educated' & incentivised)...
When workers refuse jobs with rubbish terms & conditions (from zero contracts to low pay etc.), then its the workers who are at fault, not the employers' unwillingness to offer 'good work'.
Both 'market choices' surely?
@ChrisMayLA6
Reeves' ignorance knows no bounds. Savers are investing in pension schemes which are major shareholders.
The fact they don't invest the rest of their capital in shares is largely because most of us would be two bad months away from begging on the streets without an emergency fund to fall back on and can't risk losing all of it at the posh boys' bookmakers. The difference between putting all your savings into shares or onto the favourite at Redcar is that the horse isn't going to get its fetlocks kicked out from under it by coke-filled yuppies selling bad loans to each other in New York.
